Check Whether You Are Eligible To buy EC
All applicants need to be at least 21 years old (35 years if you’re applying under the Joint Singles Scheme)
2. Fiancé/Fiancée Scheme
3. Orphans Scheme
4. Joint Singles Scheme
Other restrictions:
Government Grants
- One of you must also be a Singapore Citizen, with at least one other applicant being either a Singapore Citizen or Permanent Resident.
- Combined gross monthly household income cannot exceed $16,000
- You’re required to fall under one of the following HDB eligibility schemes:
2. Fiancé/Fiancée Scheme
3. Orphans Scheme
4. Joint Singles Scheme
Other restrictions:
- If you own any private property (overseas or locally), or have disposed of such property within the last 30 month.
- If you own/have owned more than 1 of the following: (i) flat bought from HDB; (ii) EC/DBSS flat bought from a developer; or (iii) HDB resale flat bought with a CPF Housing Grant. You will be a second timer. Detail assessment to determine.
- You haven’t met the minimum occupation period on your current subsidised flat. If it’s an executive condominium, you’ll need to wait a further 30 months from its date of disposal, before you can apply for a new one.
- For divorcees – a 3 years wait from the date of divorce, only 1 party of the divorce can own a subsidised flat.
- If you have previously cancelled an HDB application or terminated the Sales & Purchase Agreement (S&P) for a DBSS flat/EC using a CPF Housing Grant, you’ll be barred for 1 year or 5 years respectively.
Government Grants
- Up to $30,000
